We value your privacy
We use cookies to run this site, understand how it's used, and improve our calculators. Choose what you're comfortable with — see our Cookie Policy for details.
Moved home or worked abroad and coming back to buy in Ireland? We work with lenders who understand returning-emigrant income and credit history.
Living abroad and want to buy a holiday home or investment property in Ireland? We arrange facilities specifically for non-resident applicants.
Self-employed, multiple income sources, non-standard credit history, or a case that a high-street bank has already turned down — this is where specialist advice adds the most value.
As travel and remote work have grown, we've seen a steady rise in enquiries from clients living overseas who want to establish a residential base in Ireland — most often to buy a holiday home. Applications are considered for holiday-home residences at home-loan rates, subject to the criteria below.
Our arrangement fee
€1,500
Specialist cases are underwritten more strictly than standard applications — expect closer scrutiny of income evidence, savings history, and source of deposit. We'll give you a clear checklist upfront so there are no surprises partway through your application, and we'll manage the process with the lender on your behalf.
Warning: your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it.
The payment rates on this housing loan may be adjusted by the lender from time to time.