Mortgage Protection

Protect what
matters most.

We provide the best rates in the market and independent advice on mortgage protection and life insurance. We compare quotes from a range of Ireland's top life insurance providers to find the lowest price.

  • Mortgage protection insurance — legal requirement for most mortgages
  • Term insurance, serious illness cover, income protection
  • No medical required insurance for over 50s
  • No broker fees — our service is completely free to you
Dublin Redbrick Townhouse

Insurers Compared

6+

Irish Countryside House

€0

Broker
Fees

Everything you need to protect your home

From mortgage protection to life cover, home insurance and competitive quotes — we provide independent advice and the best rates from Ireland's leading insurers, with zero broker fees.

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Mortgage Protection Insurance

Mortgage Protection Insurance

Pays off your mortgage if you or your partner dies before it is paid off. We search the market and add discounts of up to 20% — providing the cheapest mortgage protection policies in Ireland.

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Life Insurance Information

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Home Insurance Application

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Mortgage Protection Insurance Quote

Aly Lavin, Manager of Life Insurance and Family Protection at Mortgages.ie

Est. 1994

Trusted advice

Same Day Approval

Same day approval and policy issue for Life Insurance and Mortgage Protection

Mortgage protection insurance is a life insurance policy which is required by lenders when you take out a mortgage. We are Ireland's leading mortgage protection brokers and are delighted to have arranged thousands of policies for our customers.

We search the mortgage protection insurance market for the lowest prices, and then save you more money by providing further discounts.

Special online offers include

Mortgage protection insurance with dual pay-out, at no extra cost

Option to convert your mortgage protection to a term insurance policy

Special discount off the lowest rates on the market

Established in 1994, you have the comfort that we are here for the long term!

Aly Lavin

Aly Lavin

Manager, Life Insurance and family protection

/ What's Covered

Comprehensive
protection options.

From basic life cover to full income protection — we tailor the right policy for your needs.

/ Get in Touch

Talk to one of
our consultants.

Get independent advice on mortgage protection, life insurance, and income cover — no pressure and no cost to you.

Same-day approval available for standard applications
Up to 20% off the lowest quote in the market
DocuSign facility — no office visit needed
Expert advice on all protection products
/ Questions

Got Questions?
We've got answers.

Everything you need to know about mortgage protection and life insurance in Ireland — from costs and eligibility to switching and disclosure obligations.

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Average Client Rating
01

Is mortgage protection insurance compulsory in Ireland?

Yes — mortgage protection is required by law for anyone under 50 taking out a residential mortgage in Ireland. Your lender must be assigned the policy before drawdown. Some exemptions exist on medical grounds or for interest-only mortgages.

02

How much does mortgage protection cost?

03

What is the difference between mortgage protection and term insurance?

04

Can I get cover if I have a pre-existing medical condition?

05

How quickly can I get mortgage protection in place?

06

What discount can I get through Mortgages.ie?

Still have questions? Our advisors are ready to help.

View all FAQs

Call 01 832 7250 to talk to an expert

Independent advice on mortgage protection and life insurance. No broker fees, ever.

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