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Avant Money has crossed below 3% again with their new Flex variable mortgage rate — the first time since November 2022.
Lending RulesDeposit requirements, income multiples, and the state schemes designed to help first-time buyers bridge the gap — explained simply.
GuidesA real numbers example of how income multiples, stress testing, and mortgage term all combine to shape what you can actually afford.
GuidesTaking in a lodger can boost your income and comes with a generous tax exemption — here's what first-time buyers should know.
GuidesA helpful guide to product choices and choosing a mortgage lender — the rates, terms and providers active in the Irish market.
GuidesA step-by-step guide to mortgages for first-time buyers — from gathering your documents to getting the keys.
GuidesBuilding your own home instead of buying one? Here's how self-build mortgages work, what lenders expect, and how funds are drawn down.
GuidesIf you're unmarried and buying with a partner, how you structure ownership matters — especially if the relationship ends or one of you passes away.
GuidesIf you're having trouble keeping up with your mortgage, acting early matters. Here's what to do — and where to get help.
GuidesBuying with a partner, a friend, or a parent's help can boost what you can borrow — but it comes with its own set of considerations.
Advisory ServicesWith so many lenders competing for your business, having an independent broker in your corner can save time, stress, and money.
GuidesBeyond your deposit, budget for stamp duty, legal fees, surveys, valuations, and mandatory insurance — here's what to set aside.
First-Time BuyersCommon pitfalls that trip up first-time buyers in Ireland — and how to navigate them smoothly.
GuidesMortgage approval isn't just a lender's decision — affordability, location and timing all play a part. Here's how to get yourself ready.
Market InsightsUnderstanding lending rules and deposit requirements is crucial when buying in Ireland. Here's what lenders expect.
GuidesFrom gathering documents to closing the deal — here's a realistic timeline for getting a mortgage approved and drawn down in Ireland.
GuidesYour attitude to risk, your cash flow, and where you think interest rates are heading should all shape which mortgage product you pick.
Mortgage ProtectionA complete guide to mortgage protection insurance in Ireland — what it is, what it covers, and how to choose the right policy.
GuidesPicking a lender is about more than the headline rate. Here's what an independent adviser actually weighs up on your behalf.
SwitchingSwitching your mortgage can be one of the most effective ways to reduce monthly payments. Here's how much you could realistically save.
GuidesA relatively small personal loan can eat up a surprisingly large share of your mortgage capacity. Here's the maths.
RemortgageFive key considerations for homeowners in Ireland evaluating whether to remortgage for a better deal.
Legal & ProtectionImportant notes regarding mortgage risks, variable rate changes, endowment loan warnings, and advice for managing mortgage arrears.
Advisory ServicesOver 30 years of Irish mortgage advisory experience, Central Bank regulation, and independent lender comparison.
RemortgageFrom career shifts to growing families, your circumstances evolve over time. Here's why it's worth revisiting your mortgage when they do.
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