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A real example: two borrowers, same €300,000 mortgage over 30 years.
Going direct to their own bank
Rate: standard
Only sees that bank's own products — no comparison against the rest of the market.
Using an independent broker
0.5% lower rate
Even a 0.5% lower rate on €300,000 over 30 years saves roughly €28,000 in interest over the life of the loan — for a service that costs the borrower nothing.
Illustrative example. Actual savings depend on your rate, term, and the lenders compared — talk to us for a comparison based on your own numbers.
Rather than looking at one lender's narrow set of products, we can offer you a choice of every mortgage option across the market.
All lenders have different assessment criteria. Our in-depth market knowledge ensures we identify the lender most suitable for your specific needs.
You'll have a dedicated broker and a dedicated, experienced administrator managing your application from start to finish.
Without professional help you can get bogged down in paperwork and lender questions. We anticipate them in advance to speed up the process.
Finance Company of Ireland Ltd t/a Mortgage Company of Ireland is regulated by The Central Bank of Ireland. We are a member of the Association of Irish Mortgage Advisers.
Free, impartial advice — no cost to you, no obligation.